Several months ago, I had the pleasure of speaking with Lottie Kent, the personality behind @divorcefinancialplanner on Instagram. Lottie is a Chartered Financial Planner in the UK, and she specializes in divorce planning. Besides having an amazingly friendly and kind personality, Lottie is an expert in divorce finances and gets true fulfillment from helping people during the hardest time of their lives.

While I’m located in the US, Lottie had some great financial advice for people entering divorce no matter where in the world you are located. Here are the three questions Lottie believes are the most important financial things to understand as you enter the divorce process:

-What do you need from the settlement to be OK for the rest of your life, from a capital, income and income in retirement perspective?

-What does the proposed settlement mean to you and your future? Is it sufficient for your needs both now and for the rest of your life?

-Once the divorce is finalized, how will you create a simple plan that gives you the confidence that you will be able to maintain your standard of living for the rest of your life?

The key thing is that you get the financial advice and support that you need from a financial specialist during your divorce process. While I know that may sound scary when you’re already concerned about finances, speaking with a specialist like Lottie will help you avoid pitfalls in your future.

Thank you, Lottie, for the wonderful discussion! For the rest of you, please go check her out on Instagram @divorcefinancialplanner for words of wisdom no matter where you are located in the world! If you’re in the UK, you can check out her website here.